Behavioral economics and pension savings

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Sprekers: Jona Linde en Peter Werner

Dagdeel

Ronde 3

Vorm deelsessie

Workshop

Organisatie

Universiteit

Thema

Financieel gedrag

Deelsessie

This session gives an interactive overview of the findings from two recent research studies that show the importance of behavioral insights for policies in the context of pension savings.

The first study explores how best to increase pension saving by self-employed individuals without forcing them to save. A choice architecture is proposed which goes beyond the often proposed opt-out savings scheme by taking many behavioral regularities into account and stimulating active decisions.

The second study focuses on the topic of solidarity as an integral part of the Dutch pension system. Using methods from experimental economics, solidarity preferences of different age cohorts towards the same and other age cohorts are elicited for a representative sample of the Dutch population. The study also investigates the link between solidarity preferences, stated inter- and intra-generational altruism from survey questions and the demographic and socio-economic characteristics of participants.

Over de sprekers

Jona Linde is an Assistent Professor at the School of Business and Economics at Maastricht University. He studies people’s behavior, especially nudging, risk taking, and social preferences using both lab and field experiments.

 

 

 

Peter Werner is an Associate Professor at the School of Business and Economics at Maastricht University. The goal of his research is to apply insights about behavioral regularities in order to design markets and social policy in an efficient way. Peter has expertise in laboratory and field experiments as well as in survey studies.

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